Dental Coverage
As part of Red River College’s group benefits, Employees in Flex Options 1, 2, 4 or 5 may have coverage for a variety of dental benefits. Your coverage is based on your Flex Option choice.
- Recall exams, twice per calendar year* (only once where a complete oral exam is also provided within the same year)
- Bitewing x-rays, twice per calendar year*
- Complete series of x-rays, one per 24 months
- Panoramic x-rays, one per 36 months
- Complete oral examinations, one per calendar year (initial examination with a new dentist)
- Polishing, scaling and fluoride, twice per calendar year*
- Minor restorative services (fillings, posts, prefabricated crowns for primary teeth)
- Periodontal and Endodontic services
- Oral surgery
*must be separated by an interval of at least 5 months
Major Services
- Crowns, Onlays, Inlays and Veneer Restorations
- Dentures, maintenance and repairs
- Bridgework
Orthodontics
- Coverage for dependent children under the age of 19 (treatment must start before the child’s 18th birthday)
- Diagnostic services and treatments
For detailed dental coverage information refer to your benefits booklet.
The above is a summary of the provisions of the group plan. In the event of a discrepancy between this benefit and the master contract, the terms of the group contract will apply.
Pre-Determination of Dentalcare Benefits
Before incurring any large dental expenses ($500 or more), or beginning any orthodontic treatment, ask your dental service provider to complete a treatment plan and submit it to Great-West Life. The benefits payable for the proposed treatment will be calculated, so you know if the expenses are eligible and the approximate portion of the cost you will have to pay.
The LifeWorks website contains useful tools and articles to help you and your family. You even have access to seminars at www.lifeworks.com.
It’s that busy time of year again, LifeWorks can support you with practical tips to tackle your individual, family and work to-do lists. Check out these resources:
- Podcast – Tackling Your ‘To-do’ List
- New Seminar – Stop Putting it Off: Strategies for Overcoming Procrastination